Step 1 Budget Budget Budget

Step 2 Emergency fund to $500.00 for every $10,000.00 you make.

Step 3 Pay off smallest loan-largest loan.
             Everything except the House.

Step 4 Raise Emergency fund to $5000.00 for every $10,000.00 you make.

Step 5 Now Save 10% of your pay in 401k

Step 6 If you are Under 50 $4,000 into Roth IRA. $5000 if your are over 50.

Step 7 Start to Fund Your Childs School.

Step 8 Pay $1000 more for every $10,000.00 you make on the house. Pay off the House.

Step 9 Ok now Save Save Save

Step 10 Give it Back. The Money is not yours anyway it's Gods. 
               So give give give.

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